Buying a new vehicle
Buying a new vehicle, whether it is a car or a motorbike, is always an exciting experience. Pacific Auto Finance has written up a guide to help get you started on this thrilling journey. Our ultimate goal is to get you the best deal when it comes to your financial needs.
Know your budget
It is extremely important to work within your means. There is no point in securing finance for the latest Ferrari if you’re not going to be able to make your weekly or monthly repayments. With the help of our Brokers, we can assist you in working out how much you can afford to pay per week, without it affecting your lifestyle needs.
Negotiation is key
Whether you choose to buy a new or a used vehicle, or simply want to refinance a vehicle you already own, you should always get the best bang for your buck! A Broker can offer you a range of competitive rates to choose from, giving you flexibility with your finance options. Let our Brokers negotiate on your behalf to make sure you get the best price.
Keeping your options open
By going through Pacific Auto Finance, you will have access to a wide range of both primary and boutique lenders Australia-wide. This ensures that you will find a finance option to suit your unique needs. By going with the sole finance option from a car dealer, you are limiting yourself to the one lender who might not necessarily be the right fit for you.
Beware of payday lenders
Payday loans might seem like a simple solution for a small financial hiccup, however, they are not long-term financial solutions. These quick and easy solutions often lower your credit score. Thus, you might ruin your chances of borrowing a larger amount of money from a bank or financial lender. So it’s better to steer clear of payday lenders.